GO2bank: Mobile banking 1.73.1

GO2bank: Mobile banking 1.73.1

Green Dot Corporation  ❘ Freeware
Android iOS
out of 46262 votes
Latest Version
1.73.1
Safe to install

GO2bank: Your All-in-One Mobile Banking Solution

David Fischer

GO2bank offers a seamless digital banking experience tailored for modern users, providing essential features such as early direct deposit, high-interest savings, and easy fund transfers via a user-friendly mobile app.
2025 Editor's Rating
EXCELLENT User Rating

Don't let a big bank make you feel small. GO2bank™ is a banking app designed for everyday people. With no monthly fees¹ and a free nationwide ATM network⁷, you can keep more of your hard-earned money.

Experience transparency by saying goodbye to surprise fees². Enjoy the benefit of no monthly fees when you have eligible direct deposit¹. Otherwise, there is a $5 per month fee.

GO2bank offers early payday options and various ways to save. You can receive your pay up to 2 days early and government benefits up to 4 days early through direct deposit⁶. Need cash? Withdraw it for free at any of our nationwide ATMs⁷. Additionally, you can earn more with an APY exceeding the national savings rate average¹¹ when you save with GO2bank.

Stay financially protected with up to $200 in overdraft protection after eligible direct deposits and opt-in³. Building your credit is made easier with the GO2bank Secured Visa® Credit Card, which has no annual fee⁵ and requires no credit check⁴ when you apply.

Your account safety is a priority. With the GO2bank app, you can easily lock/unlock your card⁸ for added security. Rest assured that we will alert you to any potential fraud activity¹⁰.

When banking with GO2bank, you can trust that your money is securely held by a Member FDIC bank and Green Dot Corporation. Our federal insurance coverage ensures your money is protected⁹. As a reputable brand, Green Dot has been recognized as one of Newsweek's Most Trusted Companies in America for 2023, serving over 67 million accounts in the last 23 years.

To open an account, download the app or visit GO2bank.com for more information.

Note: Online access, mobile number verification (via text message), and identity verification (including SSN) are necessary to open and use your account. Access to all features requires mobile number verification, email address verification, and the mobile app.

For information on fees, terms, and conditions, please refer to the Deposit Account Agreement at GO2bank.com/daa.

Disclaimer:

  1. Monthly fees are waived with a payroll or government benefits direct deposit in the previous monthly statement period.
  2. Please refer to our simple fees chart at GO2bank.com for more details regarding fees.
  3. Fees, terms, and conditions apply.
  4. Available only to GO2bank accountholders with direct deposits totaling at least $100 in the past 30 days. Eligibility criteria apply. Other fees may apply.
  5. The Annual Percentage Rate is 22.99% and is accurate as of 8/1/2023. For additional information about Annual Percentage Rates, fees, and other costs, please review the GO2bank Secured Credit Cardholder Agreement and Security Agreement at GO2bank.com.
  6. The availability of early direct deposit depends on the payor type, timing, payment instructions, and bank fraud prevention measures. Therefore, early direct deposit availability may vary from pay period to pay period.
  7. Please check the app for free ATM locations. For out-of-network withdrawals, a $3 fee applies, plus any additional fees charged by the ATM owner or bank. Limits apply.
  8. Previously authorized transactions and deposits/transfers to your account will function with a locked card.
  9. GO2bank also operates under the trade names Green Dot Bank, GoBank, and Bonneville Bank. All these trade names refer to a single FDIC-insured bank, Green Dot Bank. Deposits made under any of these trade names are aggregated for deposit insurance coverage up to the allowable limits.
  10. Message and data rates apply.
  11. Interest is paid quarterly based on the average daily balance of savings during the quarter, up to a $5,000 balance, and if the account is in good standing. Fees on the primary deposit account may reduce earnings on your savings account. APY may change before or after you open an account.
  12. No purchase necessary. Void where prohibited. Participants must be 18 or older. For official rules, please visit www.go2bank.com/wintheweek.

Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association.

To review our Technology Privacy Statement, please visit https://www.go2bank.com/techprivacy.

Overview

GO2bank: Mobile banking is a Freeware software in the category Business developed by Green Dot Corporation.

The latest version of GO2bank: Mobile banking is 1.73.1, released on 07/02/2024. It was initially added to our database on 09/12/2023.

GO2bank: Mobile banking runs on the following operating systems: Android/iOS.

Users of GO2bank: Mobile banking gave it a rating of 5 out of 5 stars.

Pros

  • Easy and convenient access to mobile banking services on the go
  • No monthly fee and no minimum balance requirement for the checking account
  • Secured by FDIC insurance for up to $250,000
  • Ability to set up direct deposit for paychecks and government benefits
  • Option to earn 7% bonus cash back rewards when shopping at selected retailers

Cons

  • Limited physical branch locations for in-person support
  • May have fees for certain transactions or services, such as out-of-network ATM withdrawals
  • Customer service may not always be easily accessible or responsive

FAQ

What is GO2bank?

GO2bank is a mobile banking service offered by Green Dot Corporation.

What services are offered by GO2bank?

GO2bank offers services such as mobile check deposit, bill pay, peer-to-peer payments, budgeting tools, and a high-yield savings account.

Is there a fee to use GO2bank?

While using the basic features of GO2bank is free, certain services may have associated fees. It's important to review the fee schedule for more information.

How can I deposit money into my GO2bank account?

You can deposit money into your GO2bank account by using mobile check deposit, direct deposit, transferring from external bank accounts, or adding cash at participating retailers.

Is my money safe with GO2bank?

Yes, your money with GO2bank is FDIC-insured up to the maximum allowed by law.

Can I use my GO2bank card at ATMs?

Yes, you can use your GO2bank card at any ATM that displays the Visa or Mastercard logo.

Are there any eligibility requirements to open a GO2bank account?

To open a GO2bank account, you must be at least 18 years old and pass identity verification requirements.

How can I contact customer support for GO2bank?

You can contact customer support for GO2bank through the mobile app, website, or by calling the phone number listed on the back of your GO2bank card.

Are there any overdraft fees with GO2bank?

GO2bank offers an optional overdraft protection service called 'Protection Plus.' If you opt in and overdraw your account, a flat fee will be charged per overdraft occurrence.

Can I set up direct deposits with GO2bank?

Yes, you can set up direct deposits with your GO2bank account for paychecks, government benefits, and other recurring deposits.


David Fischer

David Fischer

I am a technology writer for UpdateStar, covering software, security, and privacy as well as research and innovation in information security. I worked as an editor for German computer magazines for more than a decade before joining the UpdateStar team. With over a decade of editorial experience in the tech industry, I bring a wealth of knowledge and expertise to my current role at UpdateStar. At UpdateStar, I focus on the critical areas of software, security, and privacy, ensuring our readers stay informed about the latest developments and best practices.

Latest Reviews by David Fischer

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